Terms and Conditions

Welcome to GetInsurancePlans.com, a Website where consumers, individuals and small businesses can research and shop for various insurance products and discount programs. The Company provides its services to the user subject to the following conditions. If you visit or shop at GetInsurancePlans.com, you accept these conditions. Please read them carefully and in their entirety.

Existing Insurance Coverage
DO NOT CANCEL ANY EXISTING INSURANCE UNTIL YOU RECEIVE WRITTEN CONFIRMATION FROM THE INSURANCE COMPANY TO WHICH YOU ARE APPLYING THAT YOUR NEW POLICY IS IN EFFECT.

Copyrights
All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of GetInsurancePlans.com or its content suppliers and is protected by United States and international copyright laws.

Legal Jurisdictions
The insurance products and services described on this web site are only for persons in those states and jurisdictions where such products and services may legally be sold. Nothing on this web site shall be considered a solicitation to buy, or an offer to sell any products or services to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful.

Use Limitation
This web site is for the use of consumers, individuals and small to mid size businesses that are researching and shopping for insurance products, or those who are purchasing insurance leads and seek the guidance of our seasoned professional agents. We strive to provide valuable information so that individuals and businesses can use it to make their own educated decisions about insurance and discount programs. You are not permitted to use this web site or its contents for any commercial or non-personal purpose (direct or indirect). The Company reserves the right to prevent any party who engages in such non-permitted use(s) from accessing this web site.

Once you provide us with your zip code and other basic information needed to complete an on-line application, we will attempt to match you up with the appropriate insurance companies, insurance agents, brokers, discount programs and their representatives or other companies.

We do not endorse any insurance companies or insurance policies and we do not provide tax or financial advice. We will provide impartial advice in some circumstances to help guide you in making the best decision possible to fit your needs.  We do not guarantee that GetInsurancePlans.com or any insurance agent, broker or company to whom we forward your application will contact you or agree to provide you insurance coverage, nor does GetInsurancePlans.com have an obligation to contact you. Please also note that we are not responsible for any third party’s conduct.

Property Rights
As between you and the Site proprietor, the Site proprietor owns solely and exclusively all rights to the Site. Any commercial use or exploitation of the Site is strictly prohibited. The Site proprietor owns all rights, title and interest, all content, code, data materials, thereon, the look and feel, design, organization and logo of the Site. The compilation of the content, code, data and materials on the Site, including, but not limited to all intellectual property and property rights, is not to be reproduced, stolen, paraphrased, or any action that may denote the previous. Taking part in said actions is therein strictly prohibited.  Any commercial use of the material on the Site is strictly prohibited. Print-outs, reproductions or any of the like are considered proprietary information and are protected under copyright and other infringement laws and statutes of the applicable state’s laws, the United States Constitution, and any other countries legal participation. You are restricted only to view the content on the Site on your personal computer or internet compatible device. You may not otherwise copy, reproduce, distribute or otherwise exploit any content, code, data or material on this Site. If you violate the aforementioned terms and conditions, except as otherwise provided above you will be liable as applicable by law.

Your Account and Password
GetInsurancePlans.com may enable you, the user, to establish an account on the Site with a user name and a password.   The user of the web site is responsible for maintaining the confidentiality of the user’s account and password and for restricting access to the user’s computer.  The user agrees to accept responsibility for all activities that occur under the user’s account or password. The Company does not sell products to those under the age of 18, but does sell them to adults and Businesses. If you are purchasing a product on behalf of a minor, or a business, you agree to supervise all usage of this web site under your name or account. GetInsurancePlans.com and its affiliates reserve the right to refuse service, terminate accounts, and remove or edit content in its sole discretion.  It is the users responsibility to ensure that the user exit from the user’s account at the end of each session. GetInsurancePlans.com will not be held responsible or liable for any loss or damage arising form the user’s failure to comply with the above mentioned provisions.

Disclaimer Warranties and Limited Liability of
THIS WEBSITE IS PROVIDED BY THE COMPANY ON AN "AS IS" AND "AS AVAILABLE" BASIS. THE COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTY FOR INFORMATION, DATA, DATA PROCESSING SERVICES OR UNITERUPTED ACCESS.  YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK CONCERNING THE AVAILABILITY ACCURACY, USEFULNESS, WARRANTIES OF TITLE, MERCHANTABILITY, NON-INFRINGEMENT, OR CONTENT FOR A PARTICULAR PURPOSE.

THE USER ACKNOWLEDGES AND AGREES THAT LINKS TO OTHER WEB SITES ARE PROVIDED AS A COURTESY AND WE HAVE NEITHER THE RESPONSIBILITY FOR THEIR CONTENT, NOR THE RESPONSIBILITY FOR THEIR ACCURACY. THEY ARE NOT INTENDED TO, NOR, ARE THEY EXPECTED TO CONSTITUTE AN ENDORSEMENT BY THE COMPANY OF THE LINKED MATERIALS, THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW. THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.  YOU ACKNOWLEDGE AND AGREE THAT   GETINSURANCEPLANS.COM AND ITS AFFILIATES ARE NOT RESPONSIBLE OR LIBLE, DIRECT OR INDIRECT , FOR ANY DAMAGE OR LOSS CAUSED OR ALLEGED TO BE CAUSED BY OR IN CONNECTION WITH USE OF OR RELIANCE ON ANY SUCH CONTENT OR GOODS AND SERVICS AVALIBLE ON LINKED SITES. THE COMPANY DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM THE COMPANY ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE COMPANY WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, EVEN IF THE COMPANY IS MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

Additional Rights
IN SOME CIRCUMSTANCES CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES.  SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

Applicable Law
By visiting GetInsurancePlans.com or any of GetInsurancePlans.com Websites, you agree that the laws of the state of Florida, without regard to principles of conflict of laws, will exclusively govern these Legal and Licensing terms and any dispute of any sort that might arise between you and the Company.  Persons who choose to access this Site from other locations do so on there own initiative, and are responsible for compliance with the local laws, if and to the extent local laws are applicable.

Vendor's Responsibility
Neither The Client nor GetInsurancePlans.com will be responsible for errors or omissions made in your proposal.  You may not revise or withdraw a submitted proposal after the applicable deadline. After submission, revisions to your original submission will not be allowed except as requested by GetInsurancePlans.com and governed by law.

Hold Harmless
You agree to, indemnify and hold harmless the Site Proprietor and its directors, officers, employees, agents and affiliates from all claims, liabilities, costs and expenses, including attorneys’ fees, arising in any way form your misuse of the Site, your placement or transmission of any message, content, information, software or other material through the Site.  This additionally applies if you break the law or violate these Terms and Conditions.

If you are not willing or unable to comply with any aspect of the following requirements, please terminate your request for a proposal and discontinue using the site, GetInsurancePlans.com. Unless noted GetInsurancePlans.com will assume that you can and will comply with the requirements in this section entitled Hold Harmless.

Licensing
this web site is brought to you by licensed insurance agents in each respective state which requires insurance transactions to be conducted through a licensed agent/broker. Each agent/broker that is associated with GetInsurancePlans.com is reviewed for licensing credentials and a standing in good status with the respective departments of state that govern such licensing activity in said state.

For agents and Brokers
For the section in which agents and brokers access the password–protected portions of the Site, you are governed under the terms and conditions while logging on to the members link at http://www.GetInsurancePlans.com/member

User Submissions and Application Data
During your experience navigating the Site you may provide, or be asked to provide by your own volition, personal information such as: name, address, age, gender, height, weight, tobacco usage, medical conditions, both present and past, occupational, financial status, employee census data, and where permitted by law, any other information GetInsurancePlans.com or its affiliates deem necessary for the purpose of providing products and services.

Our information collection and use policies with respect to the privacy of this personal information are set forth herein the site’s privacy policy. Please read our privacy policy before submitting any user information. Please note that you acknowledge and agree that you are solely responsible for the accuracy and content of the User Submission.